Most of our insurance does not cover our needs, a revamp is needed

Singaporeans’ ideal situation of a “good death” is to die at home surrounded by loved ones. But according to a report released by the Institute of Policy Studies (IPS) on Friday (12 July), this desire to have a dignified passing is far from the reality on the ground and argues that a lot needs to be done to change the way end-of-life care is handled.

The report, titled “Leaving Well: End-of-Life Care Policies in Singapore”, cited a 2014 survey by the Lien Foundation which revealed that 77% of Singaporeans wanted to die at home. Unfortunately, as of 2017, nearly 70% of them passed away in hospitals, nursing homes or charitable institutions. In fact, lesser than one in four Singaporeans (24%) actually died at home.

As such, the report stated that it wants the government to relook at this matter to bridge the reality gap.

Upon reading this news, netizens commented on TODAY’s Facebook page stating that they support the study’s points as end-of-life care is crucial.

Andrew John pointed out that he has been “advocating this concept of preparing for ones death instead of pumping money into medicare or medisave funds that limit the usefulness as oppose to funeral”. He also suggested that the government should introduce a funeral insurance, just like in Australia.

Some suggested that the government legalise euthanasia like other countries in the world, as well as build a suicide forest just like the one in Japan.

A bunch of other online users said that Singaporeans are required to pay so many different insurances like Medisave, Medishield, and Eldershield, but they still have to fork out more money when seeking treatment.

As such, they feel that it’s unfair that the government can’t offer free treatment given that they pay for insurances. If that is not all, they also noted that the insurances only cover basic care and not advanced medical treatment or other serious illnesses. Therefore, they want the government to look into this matter, especially on the high medical cost in the country.


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Author: Gilbert Tan TS

IT expert with more than 20 years experience in Multiple OS, Security, Data & Internet , Interests include AI and Big Data, Internet and multimedia. An experienced Real Estate agent, Insurance agent, and a Futures trader. I am capable of finding any answers in the world you want as long as there are reports available online for me to do my own research to bring you closest to all the unsolved mysteries in this world, because I can find all the paths to the Truth, and what the Future holds. All I need is to observe, test and probe to research on anything I want, what you need to do will take months to achieve, all I need is a few hours.​

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