All CPF Medical schemes like DPS, Eldershield, Careshield will mostly pay you on death, and nothing about permanent disability as the conditions and risks can never be met


https://www.cpf.gov.sg/Members/Schemes

Whatever schemes CPF has will only pay you on death, you are better off buying ISP private insurance with co payment options, it is slightly more expensive but at least it meets your needs. I am disabled and nothing CPF can do for me with draconic rules I rather not have any CPF at all. Do you know even if you meet the Minimum Sum but once you stretch to 92, you still do not have enough for retirement. Better buy a private insurance plan to beef up your retirement. At 55 you are better off to lock up your savings in an investment account for 10 years until 65, at least your ROI will be higher than 14%pa, better than what CPF Retirement Fund can pay you which is zero. Contributed by Oogle.

Author: Gilbert Tan TS

IT expert with more than 20 years experience in Multiple OS, Security, Data & Internet , Interests include AI and Big Data, Internet and multimedia. An experienced Real Estate agent, Insurance agent, and a Futures trader. I am capable of finding any answers in the world you want as long as there are reports available online for me to do my own research to bring you closest to all the unsolved mysteries in this world, because I can find all the paths to the Truth, and what the Future holds. All I need is to observe, test and probe to research on anything I want, what you need to do will take months to achieve, all I need is a few hours.​

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