It is only a problem with Money, not an issue with God

Money is a product of this world

It is something which if God wants to solve

There will not be an issue

But this world is truely evil

Until God’s conditions are met

A carrot or a stick

The entire world needs to chose

Peace and prosperity or Destruction and chaos.


Drastic austerity measure will force everybody to tighten their belts straightaway, and many people do not like it, the problem can be resolved if you plan ahead, and first implement reforms to plug your loopholes, then have a sustainable budget of yearly cutbacks spread over a longer period, in this way you are actually borrowing from future earnings for a sustainable level of debt. there is no other shortcut to resolve your budget if you do not implement reforms straightaway to plug your loopholes.

Wallace Stevens, as well as being America’s greatest 20th-century poet, was also a career professional in the insurance industry, rising to become a vice-president of the Hartford Accident and Indemnity Company. He knew a lot about the world of business, and was well qualified to make his famous observation that “money is a kind of poetry”.

 The biggest problem in Singapore is the Government thru GIC and TH is not investing enough in human capital and business that generates high revenue thru productivity, innovations and technology. They have dumped billions with no results in sight. Maybe they should reconsider their strategies instead of chasing after GDP growth at all costs. Their quick fixes has caused more problems and there should be reforms and policy changes. 

Instead of trying to squeeze money from Singapore’s economy, they should invest to generate growth and income thru innovations and technology, and when they realised their investments, others will follow. There is a potential ROI of 40% if you search hard enough, and a balanced and sustained strategy to privatisation is a better bet than trying to squeeze money from meagre resources that cannot even meet your needs. If you play your cards right, risks can be properly managed with high income rather than the mass influx of FTs that will cause more losses than income, bringing problems that Singapore cannot solve. You chose, you want the goose that lay the golden egg or the golden egg? One will ensure your future income forever and the other will give you a meal for a day. If you continue to milk your golden goose without feeding it, one day it will die, and crying over spilled milk will not help you at all.

To solve Singapore’s problems:

1) Privatise HDB by milking the cow and settle the CPF system to give back to those who wants an option to retire at 55.

2)  Reforms to the HDB resale market by changing the present 60 years left and allow the use of CPF and bank loans up to 20 years left lease. This will resolve a lot of issues of financing the Ageing population and bring confident back to the financial and property markets.

3) Tax the wealthy and High income earners who makes more than $1 million a year by up to 30% of their income. In this way there is no need to increase GST to 9% but maintain it at 6% and include a range of goods that are GST exempt to help the poor.

4) Lower SMEs business costs by lowering rental up to 20% and give innovation grants to those who upgrade the skills of its workers and digitised their business for global competition.

5) Implement Minimum wage for workers and supplement with Workfare but the payments will be in cash instead of CPF.

6) Invest in infrastructure especially Energy Farms like solar and new generation electric grids to sell electricity for electric cars and buses. Singapore has nothing at present.

7) Encourage Entreprenuers to setup Startups and Non Profits to solve the world’s problems for productivity and innovations. Grants can be provided by Local Banks and IMF/World Bank.

8)  Once you accept my recommendations I will give you a plan of how I will use future earnings to solve all your income woes by GIC and TH investing in our own human capital with education in technologies and innovations where the ROI will be a minimum 40% by reforms and planning with IMF/World Bank.

“The captain of the ship is steering towards a whirlpool, if he doesn’t reverses his course, Singapore will surely drown.”

“The outflows is more than the inflows, by squeezing the Singapore Economy and not putting anything back, where your foreign investments doesn’t generate returns, it is a path of no return.”

“There is fundamentally no way you can solve Singapore’s economic problems unless you solve this problem.” 

– Contributed by Oogle.

Author: Gilbert Tan TS

IT expert with more than 20 years experience in Multiple OS, Security, Data & Internet , Interests include AI and Big Data, Internet and multimedia. An experienced Real Estate agent, Insurance agent, and a Futures trader. I am capable of finding any answers in the world you want as long as there are reports available online for me to do my own research to bring you closest to all the unsolved mysteries in this world, because I can find all the paths to the Truth, and what the Future holds. All I need is to observe, test and probe to research on anything I want, what you need to do will take months to achieve, all I need is a few hours.​

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