High Healthcare Cost – What went wrong with our health system?

By Dr Tan Cheng Bock

Some background is important to understand our healthcare system. The big change in health care came when the government decided in the late 1980’s to make health an INDUSTRY ie medical industry to add value to our GDP. To do that Singapore must be a centre of medical excellence. So the ministry sold the idea of medical excellence to the extreme and embarked on huge hospital buildings with unnecessary frills and high administration costs. Government also restructured many hospitals into hotel like complexes.

But were these hospitals built for the people? I think it was more for the medical industry. Thus these were grand, impersonal general hospitals with equally big specialist wings. Not only the public sector but the private hospitals were encouraged to expand. Let the private hospitals chase the medical tourism dollar but our public hospitals must take care of our citizens first.. To justify the cost of such big hospitals with expensive special medical equipment, demand was created through their PR unit and the press.

Singaporeans were so taken up by this change that everyone wants to go to hospital even for minor ailments like minor cuts, coughs and colds. As Medisave was allowed to be used for hospitalisation only, many procedures which could be done outside hospital, were done in hospital at much higher cost. I remembered then, many Singaporeans opted for A class when they could use their medisave. Very quickly their medisave(their own money) were depleted. Also as nursing homes stay could not use Medisave many plead with hospital authorities to allow their sick relatives to stay longer. So hospitals face overcrowding. Over time Singaporeans tend to regard hospitals as a better choice to go for treatment than elsewhere .

Thus MOH have impressed upon Singaporeans the wrong thinking that the management of their health problems is at the hospital or specialist level. This mindset behaviour to opt for hospital/specialist treatment must be reversed or cost will continue to rise and people’s CPF & Medisave drained.

This mindset change can only happen if Singaporeans find value in the way we look after their health needs at the community cost level, effectively and efficiently. This is a challenge for MOH as primary health care is a less visible program than hospitals. It takes time, commitment, adequate funding, hard work and a strong political will to change. MOH must do something to bring about this change.

We must shift expensive hospital care to less expensive non hospital care through an efficient primary care program or Singaporeans will have no peace of mind.

The way to bring down health cost is to cut down hospital/specialist visits through an island wide Preventive Care Program. How much we pay for our health bills depend on the system we have. I believe the current system is expensive, depend too much on CPF to fund and we should review.


The government Hospitals versus the Private. What is the use of the government hospitals competing with the private but monopolised the entire market and causing the ever rising healthcare costs? Now even my medisave cannot even cover my yearly payments and I need to fork out about additional $100 every visit for outpatient for my diabetes treatments. Primary healthcare should be taken care by the private sector so that competition will drive the costs down, with only polyclinics administered by the governments to compete, even separating the business of dispensing medication. Why should we let the government drive us to the wall? Who will you chose when the healthcare costs of both public and private is about the same, but in public you get training doctors who use you as guinea pigs, or private with experienced doctors, but the government has skewed the entire medical healthcare markets, the best doctors now have to be turned surgeons in large hospitals in order to make good money, but can private clinics doctors do the same? Definitely YES, when they specialised. SUBSIDISED Healthcare? I can now afford to see private clinic doctors, who wants to be guinea pigs.

– Contributed by Oogle.

Author: Gilbert Tan TS

IT expert with more than 20 years experience in Multiple OS, Security, Data & Internet , Interests include AI and Big Data, Internet and multimedia. An experienced Real Estate agent, Insurance agent, and a Futures trader. I am capable of finding any answers in the world you want as long as there are reports available online for me to do my own research to bring you closest to all the unsolved mysteries in this world, because I can find all the paths to the Truth, and what the Future holds. All I need is to observe, test and probe to research on anything I want, what you need to do will take months to achieve, all I need is a few hours.​

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